BARROS, Lucia; BOTELHO, Delane. Hope, perceived financial risk and propensity for indebtedness. Brazilian Administration Review, [S. l.], v. 9, n. 4, p. 454–474, 2012. DOI: 10.1590/S1807-76922012000400006. Disponível em: https://bar.anpad.org.br/index.php/bar/article/view/193. Acesso em: 7 feb. 2026.